Which law addresses discrimination against a child living with parents?

Which law addresses discrimination against a child living with parents?

• A. Fair Housing Act (FH ACT)
• B. Equal Credit Opportunity Act (ECOA)
• C. Fair Credit Reporting Act (FCRA)
• D. Truth in Lending Act (TILA)

Answer: (A)

The Fair Housing Act (FH ACT) is the law that addresses discrimination in housing practices, specifically including protections against discrimination based on familial status. This means that it is illegal to discriminate against families with children, ensuring that children living with their parents are afforded the same rights to housing as those without children. This act protects families from being denied housing opportunities or treated unfairly in various housing transactions due to the presence of children. Other laws listed, such as the Equal Credit Opportunity Act, focus more on discrimination in lending practices based on characteristics like gender, race, and age, without specific mention of familial status. The Fair Credit Reporting Act deals with the accuracy and privacy of information in consumer credit reporting, while the Truth in Lending Act primarily addresses disclosures to consumers about the terms and costs of lending products. Each of these acts plays a critical role in consumer and housing protections, but only the Fair Housing Act specifically encompasses protections relevant to familial status and discrimination against children living with parents.

The Fair Housing Act (FH ACT) is the law that addresses discrimination in housing practices, specifically including protections against discrimination based on familial status. This means that it is illegal to discriminate against families with children, ensuring that children living with their parents are afforded the same rights to housing as those without children. This act protects families from being denied housing opportunities or treated unfairly in various housing transactions due to the presence of children.

Other laws listed, such as the Equal Credit Opportunity Act, focus more on discrimination in lending practices based on characteristics like gender, race, and age, without specific mention of familial status. The Fair Credit Reporting Act deals with the accuracy and privacy of information in consumer credit reporting, while the Truth in Lending Act primarily addresses disclosures to consumers about the terms and costs of lending products. Each of these acts plays a critical role in consumer and housing protections, but only the Fair Housing Act specifically encompasses protections relevant to familial status and discrimination against children living with parents.